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Financial expert Stefanie O’Connell shares she’s a textbook millennial – she’s self-employed and hasn’t worked a job that comes with health insurance and retirement packages. She shares she’s relied on clinics and low-cost services like Planned Parenthood when she was uninsured or underinsured. Stefani shares the existing infrastructure that used to come with employment is increasingly falling away. She also shares the shocking statistic that millennials are making 20% less than baby boomers in the same life stage.