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Frank shares that his back surgery was a total success, but now he’s faced with a large hospital bill. What should a patient do in an emergency scenario? Dr. Marty Makary says whenever possible you want to go through your insurance plans pre-authorization process, and if a procedure can wait, get your ducks in a row. Dr. Hooman Melamed shares that there’s a law that says if the surgery is an emergency the insurance company has to pay for it.