If you are one of the millions of people who lost their job and healthcare insurance due to the coronavirus/COVID-19 pandemic, these options may be available to you to ensure you have coverage.
COBRA coverage: The Consolidated Omnibus Budget Reconciliation Act (better known COBRA) extends your employer's health insurance plan for up to 18 months after losing your job. Usually, this coverage (which can be costly) is offered for up to 60 days after losing your job. Contact your past HR department for details or your state's labor office.
The Affordable Care Act: Individuals who have lost their job have 60 days to apply for insurance through the Obamacare exchanges at www.healthcare.gov. If this option is too expensive, the government provides premium subsidies for lower and moderate-income people.
Medicaid: This might be an option for low-income individuals and families, pregnant women, the elderly and people with disabilities living in 36 states (and the District of Columbia). Find out if you are eligible, here and here.
Other health coverage options: If you’re under the age of 26, you may be able to join your parents’ employer-based plan. Find out if you qualify here. Also, if you cannot get insurance, your children may qualify for their own insurance. Find out more at InsureKidsNow.gov.
Learn about even more helpful resources, tips, advice and news on coronavirus/COVID-19 from The Doctors.
*Stay informed on the latest information on the coronavirus from the Centers for Disease Control and Prevention and the World Health Organization and learn about prevention methods and what to do if you are infected.