I am a 34 year old woman with Turner Syndrome.  I am married to a wonderful man named Chad. We have been married for 5 years.  I have 3 stepchildren. None of them have the same mother.  None of them live with us.  1 lives in TX, one lives in OK, and one lives in NC.  My husband and I are having a tough time financially. I have always wanted kids of my own.  Our only 2 options are , IVF , or adoption.  We can't afford either one.  We have a good relationship with the youngest child.